{"id":12275,"date":"2021-07-20T09:18:34","date_gmt":"2021-07-20T09:18:34","guid":{"rendered":"https:\/\/www.heritagegeneral.ca\/faq\/"},"modified":"2025-02-14T20:34:37","modified_gmt":"2025-02-14T20:34:37","slug":"faq","status":"publish","type":"page","link":"https:\/\/www.heritagegeneral.ca\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12275\" class=\"elementor elementor-12275 elementor-1115\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9efabae elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"9efabae\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f7f64d0\" data-id=\"f7f64d0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21c46e9 elementor-widget elementor-widget-banca_heading\" data-id=\"21c46e9\" data-element_type=\"widget\" data-widget_type=\"banca_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title title-gradient elementor-size-default\">Frequently Asked <span>Questions<\/span>\u200b<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98deab3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98deab3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5a3bd28\" data-id=\"5a3bd28\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cbc1b9 elementor-widget elementor-widget-banca_heading\" data-id=\"0cbc1b9\" data-element_type=\"widget\" data-widget_type=\"banca_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <h3 class=\"elementor-heading-title elementor-size-default\">_The Advantages of Our Company<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25ca0ce elementor-widget elementor-widget-banca_heading\" data-id=\"25ca0ce\" data-element_type=\"widget\" data-widget_type=\"banca_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t <h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked <span>Questions<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f42bddb elementor-widget elementor-widget-banca_accordion\" data-id=\"f42bddb\" data-element_type=\"widget\" data-widget_type=\"banca_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<section class=\"faq-area\">\r\n    <div class=\"faq-widget\">\r\n        <div class=\"accordion\" id=\"accordionf42bddb\">\r\n                            <div class=\"single-widget-one wow fadeInUp\" data-wow-delay=\"0.1s\">\r\n                    <div class=\"w-100\">\r\n                        <div class=\"faq-header\" id=\"heading21\">\r\n                            <h4 class=\"mb-0 \" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse21\" aria-expanded=\"false\" aria-controls=\"collapse21\">\r\n                                Do I Need To Be Employed To Get A Loan?                                <i class=\"icon_plus\"><\/i>\r\n                                <i class=\" icon_minus-06\"><\/i>\r\n                            <\/h4>\r\n                        <\/div>\r\n                        <div id=\"collapse21\" class=\"collapse show\" aria-labelledby=\"heading21\" data-bs-parent=\"#accordionf42bddb\">\r\n                            <div class=\"faq-body\">\r\n                                <p>Not necessarily. It is essential that you have a stable source of income, whether from employment or other means. This helps us assess your repayment ability.<\/p>\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                                <div class=\"single-widget-one wow fadeInUp\" data-wow-delay=\"0.3s\">\r\n                    <div class=\"w-100\">\r\n                        <div class=\"faq-header\" id=\"heading22\">\r\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse22\" aria-expanded=\"true\" aria-controls=\"collapse22\">\r\n                                Is it guaranteed that I will receive a loan?                                <i class=\"icon_plus\"><\/i>\r\n                                <i class=\" icon_minus-06\"><\/i>\r\n                            <\/h4>\r\n                        <\/div>\r\n                        <div id=\"collapse22\" class=\"collapse\" aria-labelledby=\"heading22\" data-bs-parent=\"#accordionf42bddb\">\r\n                            <div class=\"faq-body\">\r\n                                <p>Yes, if you meet the necessary criteria, such as being a Canadian resident, having an income, and being 18 years or older. For specific situations, we invite you to contact us directly.<\/p>\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                                <div class=\"single-widget-one wow fadeInUp\" data-wow-delay=\"0.5s\">\r\n                    <div class=\"w-100\">\r\n                        <div class=\"faq-header\" id=\"heading23\">\r\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse23\" aria-expanded=\"true\" aria-controls=\"collapse23\">\r\n                                Can I collect my loan directly from you?                                <i class=\"icon_plus\"><\/i>\r\n                                <i class=\" icon_minus-06\"><\/i>\r\n                            <\/h4>\r\n                        <\/div>\r\n                        <div id=\"collapse23\" class=\"collapse\" aria-labelledby=\"heading23\" data-bs-parent=\"#accordionf42bddb\">\r\n                            <div class=\"faq-body\">\r\n                                <p>Yes, it is possible to collect your loan directly at our offices. Please contact us to arrange this.<\/p>\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                                <div class=\"single-widget-one wow fadeInUp\" data-wow-delay=\"0.7s\">\r\n                    <div class=\"w-100\">\r\n                        <div class=\"faq-header\" id=\"heading24\">\r\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse24\" aria-expanded=\"true\" aria-controls=\"collapse24\">\r\n                                What is a credit application in Canada?                                <i class=\"icon_plus\"><\/i>\r\n                                <i class=\" icon_minus-06\"><\/i>\r\n                            <\/h4>\r\n                        <\/div>\r\n                        <div id=\"collapse24\" class=\"collapse\" aria-labelledby=\"heading24\" data-bs-parent=\"#accordionf42bddb\">\r\n                            <div class=\"faq-body\">\r\n                                <p>A credit application in Canada involves requesting a financial amount from a lender, who will assess your financial profile, credit history, and repayment ability before deciding to approve the loan.<\/p>\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                                <div class=\"single-widget-one wow fadeInUp\" data-wow-delay=\"0.9s\">\r\n                    <div class=\"w-100\">\r\n                        <div class=\"faq-header\" id=\"heading25\">\r\n                            <h4 class=\"mb-0 collapsed\" data-bs-toggle=\"collapse\" data-bs-target=\"#collapse25\" aria-expanded=\"true\" aria-controls=\"collapse25\">\r\n                                Can I repay my loan at any time?                                <i class=\"icon_plus\"><\/i>\r\n                                <i class=\" icon_minus-06\"><\/i>\r\n                            <\/h4>\r\n                        <\/div>\r\n                        <div id=\"collapse25\" class=\"collapse\" aria-labelledby=\"heading25\" data-bs-parent=\"#accordionf42bddb\">\r\n                            <div class=\"faq-body\">\r\n                                <p>Yes, you have the option to repay your loan at any time. For more details on early repayment terms, please contact our customer service.<\/p>\n                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n                        <\/div>\r\n    <\/div>\r\n<\/section>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9815d69\" data-id=\"9815d69\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c48f2a elementor-widget elementor-widget-image\" data-id=\"3c48f2a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2024\/08\/Questions-reponses-heritage-canada.png\" title=\"Questions reponses heritage canada\" alt=\"Questions reponses heritage canada\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-759a85d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"759a85d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-538b476\" data-id=\"538b476\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d89617f elementor-widget elementor-widget-banca_call_to_action\" data-id=\"d89617f\" data-element_type=\"widget\" data-widget_type=\"banca_call_to_action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"cta cta-bg-primary banca_sec\">\r\n    <div class=\"shapes\">\r\n        <img decoding=\"async\" width=\"45\" height=\"45\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-1.png\" class=\"\" alt=\"\" \/><img decoding=\"async\" width=\"40\" height=\"20\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-2.png\" class=\"attachment-full size-full\" alt=\"\" data-parallax=\"{&quot;x&quot;: 150, &quot;y&quot;: 0, &quot;rotateZ&quot;:-0}\" \/><img decoding=\"async\" width=\"154\" height=\"67\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-3.png\" class=\"\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"83\" height=\"83\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-4.png\" class=\"\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"83\" height=\"83\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-5-1.png\" class=\"\" alt=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"61\" height=\"30\" src=\"https:\/\/www.heritagegeneral.ca\/wp-content\/uploads\/2021\/07\/icon-6-1.png\" class=\"attachment-full size-full\" alt=\"\" data-parallax=\"{&quot;x&quot;: 400, &quot;y&quot;: 0, &quot;rotateZ&quot;:0}\" \/>    <\/div>\r\n    <div class=\"row align-items-center\">\r\n        <div class=\"col-md-7\">\r\n            <div class=\"cta-content wow fadeInRight\">\r\n                                    <h2 class=\"mb-10\">Do you have more questions?<\/h2>\r\n                    \r\n            <\/div>\r\n        <\/div>\r\n                    <div class=\"col-md-5 text-center text-md-end\">\r\n                <div class=\"cta-content   text-md-end mt-3 mt-md-0\">\r\n                    <a href='https:\/\/www.heritagegeneral.ca\/en\/about-us\/' class=\"theme-btn theme-btn-alt wow fadeInLeft m-0\">\r\n                        Contact us                    <\/a>\r\n                <\/div>\r\n            <\/div>\r\n            <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contact Us<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12275","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - 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